Indian formats
₹ amounts, lakh/crore language, GST, SIP, CTC, and home-loan workflows.
Built for Indian money decisions
India Finance Tools
Calculate loans, salary, SIP returns, GST, and rent records with transparent formulas, India-first formatting, and no sign-up.
Tools live
10+
Cost to use
₹0
Sign-up required
No
Calculation core
Versioned
Jump straight to a tool
Pick the money question first. Each tool shows assumptions, outputs, and related next steps.
Most useful right now
A practical starter set for Indian households, salaried professionals, investors, and small business owners.
Home loan tool
Home Loan Prepayment Calculator
Compare reduce-tenure and reduce-EMI home loan prepayment strategies for Indian borrowers.
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Salary tool
CTC to In-Hand Salary Calculator
Estimate monthly in-hand salary from annual CTC using versioned Indian salary and tax assumptions.
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Tax tool
GST Calculator
Calculate inclusive or exclusive GST and split tax into CGST/SGST or IGST components.
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Investment tool
Step-Up SIP Calculator
Project SIP wealth when monthly investments increase every year.
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Investment tool
XIRR Calculator
Calculate annualized return for irregular dated investments and withdrawals.
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Generator
Rent Receipt Generator
Create a rent receipt preview and download a versioned PDF for Indian tenancy records.
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Why this feels different
The product is designed for repeat use, not lead capture first. Results come before distractions.
Transparent formulas
Calculation engines are separated from UI and covered by regression tests.
Mobile workflow
Inputs, previews, and tables are structured for phone-first checking.
No hidden account wall
Start with the calculation. Sign-up is not part of the current tool flow.
Tool categories
Loans
Compare EMI, tenure, part-payment, and interest outcomes.
Investing
Project SIP growth and calculate returns from dated flows.
Salary
Estimate in-hand pay and translate hike conversations.
GST & documents
Break down GST and create rent receipt PDFs.
Common questions
Clear expectations before you enter your numbers.
Are these tools free to use?
Yes. The current tools are free and do not require an account to run calculations.
Are my numbers stored?
Calculator results run in the browser. Document downloads are generated only when you ask for a PDF.
Are salary and tax assumptions versioned?
Yes. Salary calculations reference explicit rule versions so future tax changes do not silently change old assumptions.