Terms of Service

By accessing or using India Finance Tools, you agree to these Terms of Service. If you do not agree, please do not use the website.

Use of calculators and generators

Our calculators and document generators are provided for educational and informational purposes only. Results are estimates based on the inputs and assumptions you provide. They are not financial advice, investment recommendations, or binding quotes from lenders or insurers.

No financial advice

India Finance Tools is not a registered financial advisor, broker, or lender. Nothing on this website constitutes professional financial, tax, or legal advice. Always consult a qualified professional before making financial decisions.

Accuracy of information

We strive to keep our calculators accurate and up to date, including tax slabs, GST rates, and salary rules. However, tax laws, interest rates, and financial regulations change frequently. We do not guarantee that every calculation reflects the latest rules or your specific situation.

Intellectual property

All content, code, and designs on this website are owned by India Finance Tools or licensed to us. You may not copy, modify, distribute, or reproduce any part of the website without written permission.

Limitation of liability

To the maximum extent permitted by law, India Finance Tools and its operators are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the website or reliance on any calculator results.

Third-party links

Our website may contain links to third-party websites, including affiliate partners and lenders. We are not responsible for the content, privacy practices, or terms of these external sites.

Changes

We may update these terms at any time. Continued use of the website after changes constitutes acceptance of the revised terms.

Governing law

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Bengaluru, Karnataka.